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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,014 | $134,817-87.4% | $123,973-86.3% | $155,188-89.0% |
| Participation rate | 66.7% | 79.4%-12.7pp | 76.7%-10.0pp | 80.8%-14.1pp |
| Annual return | 18.64% | 515.49%-496.9pp | 388.13%-369.5pp | 148.84%-130.2pp |
| Employer contribution / active EE | $1,224 | $4,425-72.4% | $4,126-70.3% | $4,248-71.2% |
| Participant deferral / active EE | $1,993 | $5,706-65.1% | $5,247-62.0% | $6,531-69.5% |
| Admin fee / account holder | $398 | $13,245-97.0% | $11,799-96.6% | $14,480-97.3% |