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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,512 | $185,312-1.5% | $161,489+13.0% | $154,746+17.9% |
| Participation rate | 73.3% | 82.5%-9.1pp | 78.7%-5.4pp | 80.7%-7.4pp |
| Annual return | 14.79% | 103.84%-89.1pp | 89.72%-74.9pp | 172.34%-157.5pp |
| Employer contribution / active EE | $2,176 | $4,769-54.4% | $4,268-49.0% | $4,379-50.3% |
| Participant deferral / active EE | $5,972 | $6,350-6.0% | $5,630+6.1% | $6,730-11.3% |
| Admin fee / account holder | $27,326 | $18,654+46.5% | $16,006+70.7% | $14,365+90.2% |