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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,512 | $172,111+6.0% | $150,298+21.4% | $137,256+33.0% |
| Participation rate | 73.3% | 81.7%-8.4pp | 77.8%-4.4pp | 80.0%-6.6pp |
| Annual return | 14.79% | 69.37%-54.6pp | 62.79%-48.0pp | 220.34%-205.6pp |
| Employer contribution / active EE | $2,176 | $4,636-53.1% | $4,154-47.6% | $4,156-47.6% |
| Participant deferral / active EE | $5,972 | $6,166-3.1% | $5,453+9.5% | $6,407-6.8% |
| Admin fee / account holder | $27,326 | $16,471+65.9% | $14,116+93.6% | $12,270+122.7% |