Filed June 24, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,098 | $81,487-17.7% | $102,412-34.5% | $80,935-17.1% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 15.66% | 25.60%-9.9pp | 24.94%-9.3pp | 35.66%-20.0pp |
| Employer contribution / active EE | $11,050 | $3,103+256.1% | $3,870+185.5% | $2,757+300.9% |
| Participant deferral / active EE | $5,766 | $3,871+49.0% | $5,060+13.9% | $4,299+34.1% |
| Admin fee / account holder | $2,562 | $6,717-61.9% | $8,388-69.5% | $6,924-63.0% |