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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,896 | $97,078+17.3% | $103,065+10.5% | $145,897-21.9% |
| Participation rate | 83.3% | 81.1%+2.2pp | 80.6%+2.8pp | 80.3%+3.0pp |
| Annual return | 7.78% | 25.49%-17.7pp | 23.95%-16.2pp | 552.29%-544.5pp |
| Employer contribution / active EE | $2,197 | $4,680-53.1% | $4,675-53.0% | $4,663-52.9% |
| Participant deferral / active EE | $6,917 | $6,601+4.8% | $6,625+4.4% | $6,689+3.4% |
| Admin fee / account holder | $13,068 | $12,505+4.5% | $9,349+39.8% | $13,390-2.4% |