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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $536,323 | $160,070+235.1% | $147,117+264.6% | $145,897+267.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.84% | 98.69%-77.8pp | 420.54%-399.7pp | 552.29%-531.5pp |
| Employer contribution / active EE | $2,335 | $5,285-55.8% | $4,932-52.7% | $4,663-49.9% |
| Participant deferral / active EE | $1,538 | $8,419-81.7% | $8,065-80.9% | $6,689-77.0% |
| Admin fee / account holder | $2,633 | $15,035-82.5% | $12,993-79.7% | $13,390-80.3% |