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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,893 | $125,778+17.6% | $114,563+29.1% | $154,746-4.4% |
| Participation rate | 5.0% | 75.2%-70.2pp | 72.9%-67.9pp | 80.7%-75.7pp |
| Annual return | 8.18% | 295.14%-287.0pp | 241.09%-232.9pp | 172.34%-164.2pp |
| Employer contribution / active EE | $4,799 | $2,806+71.0% | $2,592+85.1% | $4,379+9.6% |
| Participant deferral / active EE | $4,162 | $4,445-6.4% | $4,142+0.5% | $6,730-38.2% |
| Admin fee / account holder | $48,262 | $8,190+489.2% | $7,623+533.1% | $14,365+236.0% |