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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $46,400 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $7,687 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,369 | $80,705-43.8% | $115,768-60.8% | $67,986-33.3% |
| Participation rate | 75.7% | 63.0%+12.7pp | 74.4%+1.3pp | 57.2%+18.5pp |
| Annual return | 13.73% | 18.49%-4.8pp | 100.46%-86.7pp | 31.67%-17.9pp |
| Employer contribution / active EE | $760 | $2,046-62.8% | $2,940-74.1% | $2,019-62.3% |
| Participant deferral / active EE | $1,874 | $3,559-47.3% | $4,917-61.9% | $3,358-44.2% |
| Admin fee / account holder | $360 | $4,135-91.3% | $12,439-97.1% | $3,203-88.8% |