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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,435 | $79,223-51.5% | $102,460-62.5% | $74,478-48.4% |
| Participation rate | 55.6% | 74.8%-19.1pp | 76.5%-20.9pp | 67.2%-11.6pp |
| Annual return | 18.31% | 54.98%-36.7pp | 29.47%-11.2pp | 1370.56%-1352.3pp |
| Employer contribution / active EE | $1,711 | $2,363-27.6% | $3,025-43.4% | $2,626-34.8% |
| Participant deferral / active EE | $2,369 | $4,417-46.4% | $5,056-53.1% | $4,350-45.5% |
| Admin fee / account holder | $1,204 | $2,003-39.9% | $9,460-87.3% | $1,946-38.1% |