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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,088 | $125,190-42.4% | $105,624-31.8% | $145,897-50.6% |
| Participation rate | 69.2% | 77.6%-8.4pp | 75.3%-6.0pp | 80.3%-11.1pp |
| Annual return | 17.16% | 225.22%-208.1pp | 116.20%-99.0pp | 552.29%-535.1pp |
| Employer contribution / active EE | $7,119 | $3,720+91.3% | $3,168+124.7% | $4,663+52.7% |
| Participant deferral / active EE | $4,471 | $5,716-21.8% | $5,013-10.8% | $6,689-33.2% |
| Admin fee / account holder | $7,099 | $17,138-58.6% | $10,961-35.2% | $13,390-47.0% |