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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,798 | $102,422-5.5% | $147,117-34.2% | $80,959+19.6% |
| Participation rate | 59.4% | 75.9%-16.5pp | 82.2%-22.8pp | 67.7%-8.3pp |
| Annual return | 15.84% | 135.16%-119.3pp | 420.54%-404.7pp | 35.67%-19.8pp |
| Employer contribution / active EE | $1,659 | $3,717-55.4% | $4,932-66.4% | $2,757-39.8% |
| Participant deferral / active EE | $6,393 | $6,652-3.9% | $8,065-20.7% | $4,300+48.7% |
| Admin fee / account holder | $13,813 | $7,953+73.7% | $12,993+6.3% | $6,925+99.5% |