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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,860 | $124,425+115.3% | $112,040+139.1% | $137,256+95.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.68% | 24.72%-13.0pp | 24.52%-12.8pp | 220.34%-208.7pp |
| Employer contribution / active EE | $12,291 | $3,411+260.3% | $2,954+316.1% | $4,156+195.7% |
| Participant deferral / active EE | $6,950 | $5,718+21.5% | $5,098+36.3% | $6,407+8.5% |
| Admin fee / account holder | $1,466 | $15,207-90.4% | $12,098-87.9% | $12,270-88.1% |