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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,352 | $112,729+30.7% | $98,716+49.3% | $137,256+7.4% |
| Participation rate | 93.8% | 74.2%+19.5pp | 69.3%+24.5pp | 80.0%+13.8pp |
| Annual return | 13.86% | 38.48%-24.6pp | 31.81%-17.9pp | 220.34%-206.5pp |
| Employer contribution / active EE | $2,514 | $2,725-7.7% | $2,279+10.3% | $4,156-39.5% |
| Participant deferral / active EE | $5,501 | $4,640+18.5% | $4,048+35.9% | $6,407-14.1% |
| Admin fee / account holder | $3,075 | $10,129-69.6% | $8,703-64.7% | $12,270-74.9% |