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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,575 | $111,785+18.6% | $93,669+41.5% | $145,877-9.1% |
| Participation rate | 77.8% | 74.2%+3.5pp | 68.7%+9.1pp | 80.3%-2.5pp |
| Annual return | 11.21% | 203.79%-192.6pp | 133.59%-122.4pp | 551.28%-540.1pp |
| Employer contribution / active EE | $2,034 | $3,096-34.3% | $2,424-16.1% | $4,663-56.4% |
| Participant deferral / active EE | $6,197 | $4,919+26.0% | $4,416+40.4% | $6,691-7.4% |
| Admin fee / account holder | $8,724 | $10,256-14.9% | $8,291+5.2% | $13,402-34.9% |