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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,370 | $54,679-4.2% | $76,119-31.2% | $74,459-29.7% |
| Participation rate | 70.8% | 60.3%+10.5pp | 69.1%+1.7pp | 67.2%+3.6pp |
| Annual return | 18.57% | 31.90%-13.3pp | 361.25%-342.7pp | 1369.70%-1351.1pp |
| Employer contribution / active EE | $323 | $1,781-81.9% | $2,693-88.0% | $2,626-87.7% |
| Participant deferral / active EE | $3,162 | $3,072+2.9% | $4,259-25.8% | $4,350-27.3% |
| Admin fee / account holder | $1,918 | $2,238-14.3% | $6,421-70.1% | $1,945-1.4% |