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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,493 | $114,013-24.1% | $103,693-16.6% | $155,188-44.3% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.6%-10.1pp | 80.8%-18.3pp |
| Annual return | 11.63% | 49.31%-37.7pp | 47.61%-36.0pp | 148.84%-137.2pp |
| Employer contribution / active EE | $1,305 | $3,131-58.3% | $2,920-55.3% | $4,248-69.3% |
| Participant deferral / active EE | $1,507 | $4,970-69.7% | $4,579-67.1% | $6,531-76.9% |
| Admin fee / account holder | $1,226 | $8,407-85.4% | $7,858-84.4% | $14,480-91.5% |