Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $67,779 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $16,899 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,249 | $59,448-59.2% | $93,696-74.1% | $74,459-67.4% |
| Participation rate | 63.6% | 59.6%+4.0pp | 68.7%-5.1pp | 67.2%-3.6pp |
| Annual return | 8.80% | 82.11%-73.3pp | 133.74%-124.9pp | 1369.70%-1360.9pp |
| Employer contribution / active EE | $436 | $1,266-65.6% | $2,422-82.0% | $2,626-83.4% |
| Participant deferral / active EE | $2,104 | $3,052-31.1% | $4,417-52.4% | $4,350-51.6% |
| Admin fee / account holder | $416 | $3,027-86.3% | $8,287-95.0% | $1,945-78.6% |