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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,942 | $86,922-37.9% | $102,438-47.3% | $80,874-33.3% |
| Participation rate | 97.4% | 72.4%+25.1pp | 76.5%+20.9pp | 67.6%+29.8pp |
| Annual return | 12.66% | 18.90%-6.2pp | 29.37%-16.7pp | 35.62%-23.0pp |
| Employer contribution / active EE | $649 | $2,369-72.6% | $3,024-78.5% | $2,756-76.4% |
| Participant deferral / active EE | $3,244 | $4,119-21.2% | $5,054-35.8% | $4,297-24.5% |
| Admin fee / account holder | $2,380 | $8,050-70.4% | $9,448-74.8% | $6,935-65.7% |