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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,942 | $86,949-38.0% | $102,460-47.4% | $80,959-33.4% |
| Participation rate | 97.4% | 72.4%+25.1pp | 76.5%+20.9pp | 67.7%+29.8pp |
| Annual return | 12.66% | 18.89%-6.2pp | 29.47%-16.8pp | 35.67%-23.0pp |
| Employer contribution / active EE | $649 | $2,370-72.6% | $3,025-78.5% | $2,757-76.4% |
| Participant deferral / active EE | $3,244 | $4,121-21.3% | $5,056-35.8% | $4,300-24.6% |
| Admin fee / account holder | $2,380 | $8,048-70.4% | $9,460-74.8% | $6,925-65.6% |