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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,322 | $95,453+24.0% | $112,040+5.6% | $82,448+43.5% |
| Participation rate | 95.6% | 72.8%+22.8pp | 76.5%+19.1pp | 68.1%+27.5pp |
| Annual return | 15.24% | 23.92%-8.7pp | 24.52%-9.3pp | 41.64%-26.4pp |
| Employer contribution / active EE | $4,148 | $2,318+79.0% | $2,954+40.4% | $2,551+62.6% |
| Participant deferral / active EE | $7,220 | $4,224+70.9% | $5,098+41.6% | $4,139+74.4% |
| Admin fee / account holder | $8,797 | $9,013-2.4% | $12,098-27.3% | $7,234+21.6% |