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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,626 | $111,535+1.9% | $105,223+8.0% | $137,256-17.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 23.66% | 237.85%-214.2pp | 180.65%-157.0pp | 220.34%-196.7pp |
| Employer contribution / active EE | $16,206 | $3,939+311.4% | $3,689+339.4% | $4,156+289.9% |
| Participant deferral / active EE | $3,370 | $5,500-38.7% | $5,072-33.5% | $6,407-47.4% |
| Admin fee / account holder | $37,433 | $9,721+285.1% | $8,859+322.5% | $12,270+205.1% |