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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,626 | $129,737-12.4% | $119,126-4.6% | $154,746-26.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 23.66% | 379.08%-355.4pp | 282.11%-258.4pp | 172.34%-148.7pp |
| Employer contribution / active EE | $16,206 | $4,375+270.4% | $4,034+301.8% | $4,379+270.1% |
| Participant deferral / active EE | $3,370 | $5,842-42.3% | $5,318-36.6% | $6,730-49.9% |
| Admin fee / account holder | $37,433 | $11,961+213.0% | $10,693+250.1% | $14,365+160.6% |