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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,430 | $75,807+35.1% | $116,096-11.8% | $86,983+17.8% |
| Participation rate | 79.3% | 66.9%+12.4pp | 73.3%+6.0pp | 69.5%+9.8pp |
| Annual return | 12.35% | 18.57%-6.2pp | 326.25%-313.9pp | 25.83%-13.5pp |
| Employer contribution / active EE | $0 | $1,892-100.0% | $2,503-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $5,903 | $3,212+83.8% | $3,952+49.4% | $4,194+40.8% |
| Admin fee / account holder | $3,672 | $6,659-44.9% | $7,704-52.3% | $7,856-53.3% |