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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,566 | $52,978+61.5% | $116,096-26.3% | $65,306+31.0% |
| Participation rate | 61.1% | 51.6%+9.4pp | 73.3%-12.3pp | 57.7%+3.4pp |
| Annual return | 17.91% | 27.83%-9.9pp | 326.25%-308.3pp | 21.94%-4.0pp |
| Employer contribution / active EE | $1,945 | $1,182+64.6% | $2,503-22.3% | $1,967-1.1% |
| Participant deferral / active EE | $3,917 | $2,197+78.3% | $3,952-0.9% | $2,959+32.4% |
| Admin fee / account holder | $7,620 | $2,820+170.2% | $7,704-1.1% | $3,480+119.0% |