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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,570 | $102,382-39.9% | $147,005-58.1% | $80,874-23.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 8.88% | 134.89%-126.0pp | 418.76%-409.9pp | 35.62%-26.7pp |
| Employer contribution / active EE | $1,623 | $3,715-56.3% | $4,934-67.1% | $2,756-41.1% |
| Participant deferral / active EE | $2,726 | $6,646-59.0% | $8,070-66.2% | $4,297-36.6% |
| Admin fee / account holder | $1,709 | $7,942-78.5% | $13,006-86.9% | $6,935-75.4% |