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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,024 | $81,457-37.4% | $103,378-50.6% | $80,911-36.9% |
| Participation rate | 40.3% | 66.8%-26.6pp | 74.5%-34.2pp | 67.6%-27.4pp |
| Annual return | 16.19% | 25.58%-9.4pp | 24.91%-8.7pp | 35.63%-19.4pp |
| Employer contribution / active EE | $1,267 | $3,107-59.2% | $3,870-67.3% | $2,756-54.0% |
| Participant deferral / active EE | $2,796 | $3,871-27.8% | $5,058-44.7% | $4,297-34.9% |
| Admin fee / account holder | $1,579 | $6,717-76.5% | $8,401-81.2% | $6,935-77.2% |