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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,982 | $125,190-89.6% | $105,624-87.7% | $145,897-91.1% |
| Participation rate | 63.6% | 77.6%-14.0pp | 75.3%-11.6pp | 80.3%-16.7pp |
| Annual return | 12.76% | 225.22%-212.5pp | 116.20%-103.4pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,140 | $3,720-69.4% | $3,168-64.0% | $4,663-75.6% |
| Participant deferral / active EE | $1,729 | $5,716-69.8% | $5,013-65.5% | $6,689-74.2% |
| Admin fee / account holder | $68 | $17,138-99.6% | $10,961-99.4% | $13,390-99.5% |