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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $516,848 | $97,125+432.1% | $86,233+499.4% | $137,256+276.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 13.55% | 74.19%-60.6pp | 61.39%-47.8pp | 220.34%-206.8pp |
| Employer contribution / active EE | $2,369 | $2,841-16.6% | $2,504-5.4% | $4,156-43.0% |
| Participant deferral / active EE | $13,636 | $5,180+163.3% | $4,559+199.1% | $6,407+112.8% |
| Admin fee / account holder | $4,180 | $9,725-57.0% | $8,342-49.9% | $12,270-65.9% |