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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,067 | $75,807-37.9% | $116,096-59.5% | $86,983-45.9% |
| Participation rate | 97.7% | 66.9%+30.9pp | 73.3%+24.4pp | 69.5%+28.2pp |
| Annual return | 13.93% | 18.57%-4.6pp | 326.25%-312.3pp | 25.83%-11.9pp |
| Employer contribution / active EE | $6,386 | $1,892+237.5% | $2,503+155.1% | $2,584+147.1% |
| Participant deferral / active EE | $3,801 | $3,212+18.3% | $3,952-3.8% | $4,194-9.4% |
| Admin fee / account holder | $4,855 | $6,659-27.1% | $7,704-37.0% | $7,856-38.2% |