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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,961 | $97,648-38.6% | $121,663-50.7% | $87,485-31.5% |
| Participation rate | 92.9% | 70.5%+22.4pp | 74.5%+18.4pp | 68.9%+23.9pp |
| Annual return | 15.38% | 18.03%-2.6pp | 147.54%-132.2pp | 26.06%-10.7pp |
| Employer contribution / active EE | $2,411 | $2,300+4.8% | $3,020-20.2% | $2,596-7.1% |
| Participant deferral / active EE | $1,708 | $3,923-56.5% | $4,887-65.0% | $4,274-60.0% |
| Admin fee / account holder | $3,810 | $11,100-65.7% | $14,289-73.3% | $7,775-51.0% |