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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,961 | $101,950-41.2% | $125,529-52.2% | $86,983-31.1% |
| Participation rate | 92.9% | 70.2%+22.7pp | 74.7%+18.1pp | 69.5%+23.3pp |
| Annual return | 15.38% | 18.29%-2.9pp | 202.56%-187.2pp | 25.83%-10.4pp |
| Employer contribution / active EE | $2,411 | $2,358+2.2% | $3,058-21.1% | $2,584-6.7% |
| Participant deferral / active EE | $1,708 | $3,862-55.8% | $4,813-64.5% | $4,194-59.3% |
| Admin fee / account holder | $3,810 | $12,791-70.2% | $16,298-76.6% | $7,856-51.5% |