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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP9 years Service code 12 · EIN 93-1253576 | Custodial (securities); Custodial (ot... | $47,799 |
Service code 27 · EIN 20-3168699 | Advisory (Plan) | $15,010 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,462 | $79,209-48.9% | $102,434-60.5% | $74,459-45.7% |
| Participation rate | 94.0% | 74.8%+19.3pp | 76.5%+17.5pp | 67.2%+26.8pp |
| Annual return | 9.99% | 54.98%-45.0pp | 29.46%-19.5pp | 1369.70%-1359.7pp |
| Employer contribution / active EE | $1,091 | $2,362-53.8% | $3,023-63.9% | $2,626-58.5% |
| Participant deferral / active EE | $4,766 | $4,417+7.9% | $5,055-5.7% | $4,350+9.6% |
| Admin fee / account holder | $236 | $2,002-88.2% | $9,462-97.5% | $1,945-87.9% |