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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,630 | $64,920+293.8% | $103,693+146.5% | $86,983+193.9% |
| Participation rate | 96.6% | 63.6%+33.0pp | 72.6%+24.0pp | 69.5%+27.1pp |
| Annual return | 14.75% | 30.29%-15.5pp | 47.61%-32.9pp | 25.83%-11.1pp |
| Employer contribution / active EE | $3,626 | $2,141+69.3% | $2,920+24.2% | $2,584+40.3% |
| Participant deferral / active EE | $7,975 | $3,241+146.1% | $4,579+74.2% | $4,194+90.2% |
| Admin fee / account holder | $34,415 | $6,191+455.8% | $7,858+338.0% | $7,856+338.1% |