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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,908 | $94,031-50.1% | $115,768-59.5% | $82,448-43.1% |
| Participation rate | 75.6% | 70.4%+5.2pp | 74.4%+1.2pp | 68.1%+7.5pp |
| Annual return | 15.05% | 20.61%-5.6pp | 100.46%-85.4pp | 41.64%-26.6pp |
| Employer contribution / active EE | $629 | $2,323-72.9% | $2,940-78.6% | $2,551-75.4% |
| Participant deferral / active EE | $2,767 | $3,972-30.3% | $4,917-43.7% | $4,139-33.2% |
| Admin fee / account holder | $5,056 | $10,249-50.7% | $12,439-59.4% | $7,234-30.1% |