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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,490 | $108,912-87.6% | $100,383-86.6% | $145,959-90.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 9.40% | 57.96%-48.6pp | 49.26%-39.9pp | 561.95%-552.6pp |
| Employer contribution / active EE | $1,339 | $4,423-69.7% | $3,944-66.0% | $4,661-71.3% |
| Participant deferral / active EE | $6,696 | $8,451-20.8% | $8,086-17.2% | $6,689+0.1% |
| Admin fee / account holder | $29,180 | $9,690+201.1% | $7,900+269.4% | $13,398+117.8% |