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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,684 | $183,516+127.6% | $155,534+168.5% | $145,884+186.3% |
| Participation rate | 94.4% | 82.7%+11.7pp | 78.2%+16.2pp | 80.3%+14.1pp |
| Annual return | 10.11% | 61.43%-51.3pp | 64.92%-54.8pp | 551.85%-541.7pp |
| Employer contribution / active EE | $2,918 | $5,315-45.1% | $4,675-37.6% | $4,662-37.4% |
| Participant deferral / active EE | $9,301 | $6,467+43.8% | $5,630+65.2% | $6,690+39.0% |
| Admin fee / account holder | $18,357 | $19,293-4.9% | $15,900+15.5% | $13,392+37.1% |