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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,684 | $183,627+127.5% | $155,602+168.4% | $145,978+186.1% |
| Participation rate | 94.4% | 82.7%+11.8pp | 78.2%+16.2pp | 80.3%+14.2pp |
| Annual return | 10.11% | 61.32%-51.2pp | 64.81%-54.7pp | 550.52%-540.4pp |
| Employer contribution / active EE | $2,918 | $5,316-45.1% | $4,675-37.6% | $4,662-37.4% |
| Participant deferral / active EE | $9,301 | $6,466+43.9% | $5,629+65.2% | $6,690+39.0% |
| Admin fee / account holder | $18,357 | $19,327-5.0% | $15,923+15.3% | $13,400+37.0% |