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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,992 | $166,242-38.0% | $165,071-37.6% | $145,884-29.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.48% | 100.44%-91.0pp | 70.17%-60.7pp | 551.85%-542.4pp |
| Employer contribution / active EE | $5,894 | $5,283+11.6% | $4,347+35.6% | $4,662+26.4% |
| Participant deferral / active EE | $4,699 | $6,964-32.5% | $6,035-22.1% | $6,690-29.8% |
| Admin fee / account holder | $1,032 | $16,658-93.8% | $12,695-91.9% | $13,392-92.3% |