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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,919 | $99,053-24.4% | $88,179-15.0% | $138,895-46.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 6.84% | 78.17%-71.3pp | 64.97%-58.1pp | 145.39%-138.6pp |
| Employer contribution / active EE | $22,510 | $2,882+681.0% | $2,549+783.0% | $4,194+436.7% |
| Participant deferral / active EE | $0 | $5,225-100.0% | $4,614-100.0% | $6,396-100.0% |
| Admin fee / account holder | $61,894 | $8,748+607.5% | $7,673+706.6% | $12,562+392.7% |