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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,157 | $199,109-84.4% | $173,730-82.1% | $154,746-79.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 8.50% | 20.02%-11.5pp | 19.96%-11.5pp | 172.34%-163.8pp |
| Employer contribution / active EE | $3,224 | $5,311-39.3% | $4,577-29.6% | $4,379-26.4% |
| Participant deferral / active EE | $4,192 | $7,113-41.1% | $6,326-33.7% | $6,730-37.7% |
| Admin fee / account holder | $21,369 | $20,916+2.2% | $17,523+21.9% | $14,365+48.8% |