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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $46,327 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,021 | $88,890-14.5% | $102,423-25.8% | $77,643-2.1% |
| Participation rate | 99.2% | 80.9%+18.3pp | 76.5%+22.7pp | 70.6%+28.6pp |
| Annual return | 11.09% | 24.98%-13.9pp | 29.32%-18.2pp | 31.24%-20.1pp |
| Employer contribution / active EE | $2,325 | $2,698-13.8% | $3,023-23.1% | $2,726-14.7% |
| Participant deferral / active EE | $5,555 | $5,145+8.0% | $5,053+9.9% | $4,647+19.5% |
| Admin fee / account holder | $102 | $235-56.8% | $9,451-98.9% | $430-76.4% |