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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,159 | $102,245-26.5% | $89,340-15.9% | $137,256-45.2% |
| Participation rate | 64.7% | 74.9%-10.2pp | 69.6%-4.9pp | 80.0%-15.3pp |
| Annual return | 21.53% | 21.89%-0.4pp | 20.57%+1.0pp | 220.34%-198.8pp |
| Employer contribution / active EE | $242 | $2,529-90.4% | $2,231-89.2% | $4,156-94.2% |
| Participant deferral / active EE | $1,295 | $4,436-70.8% | $3,823-66.1% | $6,407-79.8% |
| Admin fee / account holder | $2,614 | $8,085-67.7% | $6,704-61.0% | $12,270-78.7% |