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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,395 | $95,453-16.8% | $112,040-29.1% | $82,448-3.7% |
| Participation rate | 93.3% | 72.8%+20.6pp | 76.5%+16.8pp | 68.1%+25.3pp |
| Annual return | 12.05% | 23.92%-11.9pp | 24.52%-12.5pp | 41.64%-29.6pp |
| Employer contribution / active EE | $2,005 | $2,318-13.5% | $2,954-32.1% | $2,551-21.4% |
| Participant deferral / active EE | $2,893 | $4,224-31.5% | $5,098-43.3% | $4,139-30.1% |
| Admin fee / account holder | $551 | $9,013-93.9% | $12,098-95.4% | $7,234-92.4% |