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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,111 | $126,519-70.7% | $106,201-65.1% | $145,959-74.6% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.84% | 225.10%-213.3pp | 116.26%-104.4pp | 561.95%-550.1pp |
| Employer contribution / active EE | $2,740 | $3,726-26.5% | $3,170-13.6% | $4,661-41.2% |
| Participant deferral / active EE | $4,581 | $5,716-19.9% | $5,012-8.6% | $6,689-31.5% |
| Admin fee / account holder | $642 | $17,312-96.3% | $11,039-94.2% | $13,398-95.2% |