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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,111 | $125,237-70.4% | $105,608-64.9% | $145,877-74.6% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.84% | 225.76%-213.9pp | 116.50%-104.7pp | 551.28%-539.4pp |
| Employer contribution / active EE | $2,740 | $3,720-26.3% | $3,167-13.5% | $4,663-41.2% |
| Participant deferral / active EE | $4,581 | $5,711-19.8% | $5,010-8.6% | $6,691-31.5% |
| Admin fee / account holder | $642 | $17,287-96.3% | $11,028-94.2% | $13,402-95.2% |