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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,691 | $138,312-43.1% | $122,979-36.0% | $155,188-49.3% |
| Participation rate | 85.7% | 80.2%+5.5pp | 77.2%+8.5pp | 80.8%+4.9pp |
| Annual return | 15.12% | 22.06%-6.9pp | 20.12%-5.0pp | 148.84%-133.7pp |
| Employer contribution / active EE | $1,165 | $3,530-67.0% | $3,062-61.9% | $4,248-72.6% |
| Participant deferral / active EE | $2,159 | $5,592-61.4% | $5,003-56.8% | $6,531-66.9% |
| Admin fee / account holder | $586 | $15,089-96.1% | $12,864-95.4% | $14,480-96.0% |