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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,863 | $117,895-15.3% | $102,460-2.5% | $145,897-31.6% |
| Participation rate | 63.2% | 78.6%-15.5pp | 76.5%-13.4pp | 80.3%-17.1pp |
| Annual return | 12.57% | 31.92%-19.4pp | 29.47%-16.9pp | 552.29%-539.7pp |
| Employer contribution / active EE | $1,789 | $3,619-50.6% | $3,025-40.9% | $4,663-61.6% |
| Participant deferral / active EE | $5,159 | $5,736-10.1% | $5,056+2.0% | $6,689-22.9% |
| Admin fee / account holder | $5,294 | $13,353-60.4% | $9,460-44.0% | $13,390-60.5% |