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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,921 | $124,425+18.9% | $112,040+32.0% | $137,256+7.8% |
| Participation rate | 82.4% | 79.3%+3.0pp | 76.5%+5.9pp | 80.0%+2.4pp |
| Annual return | 16.64% | 24.72%-8.1pp | 24.52%-7.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $2,028 | $3,411-40.6% | $2,954-31.3% | $4,156-51.2% |
| Participant deferral / active EE | $5,781 | $5,718+1.1% | $5,098+13.4% | $6,407-9.8% |
| Admin fee / account holder | $17,706 | $15,207+16.4% | $12,098+46.4% | $12,270+44.3% |