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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,541 | $72,071+43.7% | $68,368+51.4% | $137,256-24.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 13.20% | 353.14%-339.9pp | 292.57%-279.4pp | 220.34%-207.1pp |
| Employer contribution / active EE | $2,768 | $2,788-0.7% | $2,649+4.5% | $4,156-33.4% |
| Participant deferral / active EE | $9,035 | $4,410+104.9% | $4,123+119.2% | $6,407+41.0% |
| Admin fee / account holder | $9,096 | $5,336+70.5% | $5,150+76.6% | $12,270-25.9% |