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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,541 | $102,595+0.9% | $94,057+10.1% | $154,746-33.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 13.20% | 583.42%-570.2pp | 480.62%-467.4pp | 172.34%-159.1pp |
| Employer contribution / active EE | $2,768 | $3,147-12.1% | $2,933-5.6% | $4,379-36.8% |
| Participant deferral / active EE | $9,035 | $5,118+76.5% | $4,709+91.9% | $6,730+34.2% |
| Admin fee / account holder | $9,096 | $7,736+17.6% | $7,244+25.6% | $14,365-36.7% |