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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,769 | $126,661+66.4% | $113,397+85.9% | $138,895+51.7% |
| Participation rate | 90.5% | 79.4%+11.0pp | 76.5%+14.0pp | 79.9%+10.6pp |
| Annual return | 16.67% | 25.05%-8.4pp | 23.20%-6.5pp | 145.39%-128.7pp |
| Employer contribution / active EE | $9,764 | $3,456+182.5% | $2,977+228.0% | $4,194+132.8% |
| Participant deferral / active EE | $11,824 | $5,693+107.7% | $5,076+132.9% | $6,396+84.9% |
| Admin fee / account holder | $1,263 | $14,549-91.3% | $11,957-89.4% | $12,562-89.9% |