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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,769 | $138,312+52.4% | $122,979+71.4% | $155,188+35.8% |
| Participation rate | 90.5% | 80.2%+10.3pp | 77.2%+13.3pp | 80.8%+9.7pp |
| Annual return | 16.67% | 22.06%-5.4pp | 20.12%-3.4pp | 148.84%-132.2pp |
| Employer contribution / active EE | $9,764 | $3,530+176.6% | $3,062+218.8% | $4,248+129.9% |
| Participant deferral / active EE | $11,824 | $5,592+111.4% | $5,003+136.3% | $6,531+81.0% |
| Admin fee / account holder | $1,263 | $15,089-91.6% | $12,864-90.2% | $14,480-91.3% |