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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,489 | $108,882-43.5% | $96,754-36.4% | $154,746-60.3% |
| Participation rate | 80.0% | 75.1%+4.9pp | 70.3%+9.7pp | 80.7%-0.7pp |
| Annual return | 17.17% | 98.39%-81.2pp | 82.04%-64.9pp | 172.34%-155.2pp |
| Employer contribution / active EE | $5,436 | $3,018+80.1% | $2,679+102.9% | $4,379+24.1% |
| Participant deferral / active EE | $2,637 | $5,323-50.4% | $4,758-44.6% | $6,730-60.8% |
| Admin fee / account holder | $517 | $10,200-94.9% | $8,905-94.2% | $14,365-96.4% |