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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,489 | $97,125-36.7% | $86,233-28.7% | $137,256-55.2% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.0%+11.0pp | 80.0%0pp |
| Annual return | 17.17% | 74.19%-57.0pp | 61.39%-44.2pp | 220.34%-203.2pp |
| Employer contribution / active EE | $5,436 | $2,841+91.3% | $2,504+117.1% | $4,156+30.8% |
| Participant deferral / active EE | $2,637 | $5,180-49.1% | $4,559-42.2% | $6,407-58.8% |
| Admin fee / account holder | $517 | $9,725-94.7% | $8,342-93.8% | $12,270-95.8% |