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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,013 | $183,539-72.8% | $155,556-67.8% | $145,897-65.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.13% | 61.31%-53.2pp | 64.84%-56.7pp | 552.29%-544.2pp |
| Employer contribution / active EE | $3,590 | $5,315-32.5% | $4,675-23.2% | $4,663-23.0% |
| Participant deferral / active EE | $677 | $6,467-89.5% | $5,631-88.0% | $6,689-89.9% |
| Admin fee / account holder | $366 | $19,275-98.1% | $15,885-97.7% | $13,390-97.3% |