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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,587 | $177,595-54.1% | $148,496-45.1% | $198,609-58.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 1.85% | 9.97%-8.1pp | 12.33%-10.5pp | 202.70%-200.8pp |
| Employer contribution / active EE | $2,636 | $4,098-35.7% | $3,497-24.6% | $5,055-47.9% |
| Participant deferral / active EE | $9,039 | $5,539+63.2% | $4,808+88.0% | $6,977+29.6% |
| Admin fee / account holder | $507 | $27,010-98.1% | $19,547-97.4% | $19,030-97.3% |