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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,987 | $59,440+4.3% | $78,004-20.5% | $82,637-25.0% |
| Participation rate | 90.5% | 62.8%+27.7pp | 69.4%+21.0pp | 68.1%+22.4pp |
| Annual return | 26.61% | 40.24%-13.6pp | 31.07%-4.5pp | 53.51%-26.9pp |
| Employer contribution / active EE | $939 | $1,750-46.3% | $2,469-62.0% | $2,552-63.2% |
| Participant deferral / active EE | $2,963 | $3,138-5.6% | $4,092-27.6% | $4,126-28.2% |
| Admin fee / account holder | $5,265 | $5,504-4.3% | $7,578-30.5% | $7,339-28.3% |