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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,550 | $106,974-41.5% | $90,796-31.1% | $138,895-55.0% |
| Participation rate | 57.9% | 74.9%-17.0pp | 69.5%-11.6pp | 79.9%-22.0pp |
| Annual return | 13.82% | 20.10%-6.3pp | 19.29%-5.5pp | 145.39%-131.6pp |
| Employer contribution / active EE | $906 | $2,609-65.3% | $2,294-60.5% | $4,194-78.4% |
| Participant deferral / active EE | $1,878 | $4,455-57.8% | $3,822-50.8% | $6,396-70.6% |
| Admin fee / account holder | $15,118 | $8,626+75.3% | $7,024+115.2% | $12,562+20.3% |