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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,550 | $99,380-37.1% | $90,312-30.7% | $155,188-59.7% |
| Participation rate | 57.9% | 77.3%-19.5pp | 72.9%-15.0pp | 80.8%-22.9pp |
| Annual return | 13.82% | 19.35%-5.5pp | 18.90%-5.1pp | 148.84%-135.0pp |
| Employer contribution / active EE | $906 | $2,390-62.1% | $2,243-59.6% | $4,248-78.7% |
| Participant deferral / active EE | $1,878 | $4,212-55.4% | $3,749-49.9% | $6,531-71.2% |
| Admin fee / account holder | $15,118 | $9,766+54.8% | $8,248+83.3% | $14,480+4.4% |