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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,015 | $81,331+204.9% | $155,534+59.5% | $80,935+206.4% |
| Participation rate | 96.0% | 66.3%+29.7pp | 78.2%+17.8pp | 67.7%+28.3pp |
| Annual return | 8.88% | 33.37%-24.5pp | 64.92%-56.0pp | 35.66%-26.8pp |
| Employer contribution / active EE | $10,616 | $3,105+241.9% | $4,675+127.1% | $2,757+285.1% |
| Participant deferral / active EE | $5,156 | $3,454+49.3% | $5,630-8.4% | $4,299+19.9% |
| Admin fee / account holder | $82,484 | $7,999+931.2% | $15,900+418.8% | $6,924+1091.2% |