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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,939 | $124,425-14.9% | $112,040-5.4% | $137,256-22.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.83% | 24.72%-12.9pp | 24.52%-12.7pp | 220.34%-208.5pp |
| Employer contribution / active EE | $1,282 | $3,411-62.4% | $2,954-56.6% | $4,156-69.2% |
| Participant deferral / active EE | $11,267 | $5,718+97.0% | $5,098+121.0% | $6,407+75.9% |
| Admin fee / account holder | $13,021 | $15,207-14.4% | $12,098+7.6% | $12,270+6.1% |