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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,424 | $95,404+105.9% | $113,397+73.2% | $82,637+137.7% |
| Participation rate | 96.8% | 72.8%+24.0pp | 76.5%+20.3pp | 68.1%+28.7pp |
| Annual return | 11.28% | 19.08%-7.8pp | 23.20%-11.9pp | 53.51%-42.2pp |
| Employer contribution / active EE | $7,620 | $2,307+230.4% | $2,977+156.0% | $2,552+198.6% |
| Participant deferral / active EE | $6,405 | $4,220+51.8% | $5,076+26.2% | $4,126+55.2% |
| Admin fee / account holder | $51,676 | $9,168+463.6% | $11,957+332.2% | $7,339+604.1% |